Prepaid credit cards have become THE way to pay for purchases for those who don’t feel safe carrying cash or do not wish to have a credit card or debit card. The convenience of a prepaid credit card makes it easy to see why it’s become so popular. However, for those of you who use PayPal, whether frequently or only on occasion, you may be wondering: can you use prepaid credit cards with PayPal?

 The answer is yes. But also no……..

Can you use prepaid credit cards with PayPal to verify your account? There are certain types of cards which PayPal cannot verify and those prepaid credit cards will not work through PayPal. The type of cards that are sponsored by a national credit company (such as Visa or Mastercard) will work, as well as those cards that have an account tied to them with your information so that PayPal can verify that the true owner of the card is using it to verify their PayPal account. The name and address listed on your PayPal account must match the name and address listed on your account information for your prepaid credit card.

Can you use prepaid credit cards with PayPal for purchasing? Yes! Once your prepaid credit card is verified then your PayPal account will work just as it would for those accounts verified through an actual credit or debit card. You will need to sign in to PayPal, authorize the purchase, and confirm it just like normal.

Can you use prepaid credit cards with PayPal for PayPal cash withdrawals? Yes! It’s not common knowledge, but if you have a positive balance in your PayPal account due to selling items online at a site such as eBay, a refund, or someone sending you money via PayPal, then you can request the balance be transferred to your prepaid credit card just as you would request to have it transferred to a regular credit card or a checking account.

Can you use prepaid credit cards with PayPal to send money to others online? Yes. So long as the balance on your  prepaid credit card exceeds the amount that you are sending to someone else via PayPal, then the cash transfer will go through just as smoothly as it would if you were using a credit or debit card.

So you see, if you were wondering, “Can you use prepaid credit cards with PayPal?” then your answer is yes! There are a few cards out there, namely the store bought ones that aren’t personalized with account information, that will not work on PayPal, but the majority of them will. If you still have a question as to whether or not your particular card will work on PayPal, don’t hesitate to call them to verify that it will or won’t work for sites such as PayPal, and they should be able to tell you for certain.

Using PayPal can be a lot safer for online purchases, and using your prepaid credit card can make it even safer!

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